Wealth Growth Projection Calculator
Project your portfolio's value year by year. Enter current savings, monthly contributions, and expected annual return to visualize your long-term wealth trajectory.
Results
Enter values and click Calculate to see results
How to Project Wealth Growth
Enter Current Savings
Input your starting balance or current investment portfolio value.
Set Contribution & Return
Enter monthly contribution amount and expected annual return rate.
View Growth Projection
See year-by-year breakdown of contributions, growth, and total value.
Key Features of This Wealth Calculator
**Compound Growth**
Calculates monthly compounding to show realistic investment growth over time.
**Year-by-Year Breakdown**
Detailed annual projections showing contributions, growth, and total value.
**Total Growth Analysis**
See how much of your wealth comes from contributions vs investment returns.
**Retirement Planning**
Essential tool for FIRE calculations and long-term financial planning.
Frequently Asked Questions
What is a good expected return rate?
Historically, the S&P 500 averages about 10% annually. Conservative estimates use 6-8%. Bonds typically return 3-5%. Diversified portfolios often target 7-9%.
How does compound interest work?
Compound interest means you earn returns on both your principal and accumulated earnings. Over time, this creates exponential growth - the "snowball effect".
How much should I save monthly?
Financial advisors recommend saving 15-20% of income for retirement. The exact amount depends on your age, goals, and current savings.
Does this account for inflation?
This calculator shows nominal (not inflation-adjusted) returns. For real purchasing power, subtract expected inflation (typically 2-3%) from your return rate.
How accurate are these projections?
Projections are estimates based on constant returns. Actual markets fluctuate. Use as a planning guide, not a guarantee. Consider running best/worst case scenarios.
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